Bad credit credit cards, a discussion.
To find a credit card's real interest rate, look for the fine print or for a chart that illustrates the rates. Find the standard purchase annual percentage rate (APR) and the standard cash advance APR. These are the rates you will pay after the introductory period ends. Compare all the student credit card offers you have received, paying no attention to the introductory rates and all the frequent flyer miles or other frills. The only numbers you care about at this stage are the standard purchase APR and the standard cash advance APR.