Credit card applications What the media say
Instead of settling for credit cards for bad credit, some experts advise those consumers to consider a credit card that has a prepaid balance. Someone cannot buy more than he can afford with a card that has a prepaid balance. The added benefit of a prepaid card is that it teaches responsible spending habits. The downside is that a prepaid credit card will not help a consumer improve or build his credit history. Prepaid cards do not show up on a credit report.