• Club discounts. Certain organizations buy their members a small discount (usually about 3%) with certain insurance agents. Look through the membership information of all the organizations you belong to to discover whether they have arranged a discount. If the answer is no, joining AAA may be an answer. Most agencies offer discount auto insurance for AAA members, and in addition to all the other benefits AAA offers, the annual fee may be less than the money you save at your insurance agency.

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