Read about bad credit credit cards
Let's make sure that doesn't happen. The first tip is to not be suckered by that bright, shiny "0 percent interest rate" printed on the front of the brochure. That is the introductory rate. After as little as six months, it goes poof, and suddenly everything you charged to the card is accruing interest at the card's real interest rate. The interest rate on credit cards pitched to students are generally higher than standard cards, and currently are about 13 to 21 percent.